1.
"A
penny
saved
is
a
penny
earned. "
【Frugality】

2.
"When
life
gives
you
lemons,
make
lemonade. "
【Optimism】

3.
"An
apple
a
day
keeps
the
doctor
away. "
【Health】

4.
"Early
to
bed
and
early
to
rise,
makes
a
man
healthy,
wealthy,
and
wise. "
【Healthy
Habits】

5.
"If
you
want
something
done
right,
do
it
yourself. "
【Self-Reliance】

6.
"There's
no
place
like
home. "
【Comfort】

7.
"When
in
Rome,
do
as
the
Romans
do. "
【Cultural
Sensitivity】

8.
"Actions
speak
louder
than
words. "
【Integrity】

9.
"All
work
and
no
play
makes
Jack
a
dull
boy. "
【Work-Life
Balance】

10.
"Better
late
than
never. "
【Perseverance】

11.
"Don't
put
all
your
eggs
in
one
basket. "
【Diversification】

1
2.
"Every
cloud
has
a
silver
lining. "
【Optimism】

1
3.
"Honesty
is
the
best
policy. "
【Integrity】

1
4.
"Laughter
is
the
best
medicine. "
【Happiness】

1
5.
"Practice
makes
perfect. "
【Skill
Development】

1
6.
"The
early
bird
catches
the
worm. "
【Efficiency】

1
7.
"There's
no
time
like
the
present. "
【Carpe
Diem】

1
8.
"To
err
is
human,
to
forgive
divine. "
【Forgiveness】

1
9.
"Where
there's
smoke,
there's
fire. "
【Skepticism】

20.
"You
can't
judge
a
book
by
its
cover. "
【Open-Mindedness】